Products / GigaWork / PA
For as low as $1.33 per month, Personal Accident will get you covered from:
- Loss of two limbs
- Loss of both hands or of all fingers and both thumbs
- Total loss of sight of both eyes
- Total paralysis
- Injuries resulting in being permanently bedridden
- Any other injury causing permanent total disablement
You will also be eligible to receive up to 100% compensation on capital sum insured depending on your permanent disability.
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Frequently Asked Questions (FAQs)
Gigacover’s Personal Accident Insurance is underwritten by Etiqa Insurance Pte Ltd, a MAS licenced insurer in Singapore and covers 4 key personal accident benefits: Accidental Death, Permanent Disability, Daily Hospital Income and Medical Expenses in the event of an accident.
Please refer to Personal Accident Policy Wording for more information.
|Benefits Per Indiviual||Sum Insured||Sum Insured||Sum Insured|
|Permanent Disablement due to Accident||$50,000||$100,000||$20,000|
|a) Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridedden||$50,000||$100,000||$20,000|
|b) Permanent Total Loss of sight of both eyes or use of both hands or both feer or combination thereof||$50,000||$100,000||$20,000|
|c) Permanent Total Loss of speech||$50,000||$100,000||$20,000|
|d) Permanent Total Loss of hearing in both ears||$50,000||$100,000||$20,000|
|e) Permanent Total Loss of sight of one eye or use of one limb||$25,000||$50,000||$10,000|
|f) Permanent Total Loss of hearing in one ear||$10,000||$20,000||$10,000|
|g) Permanent Total Loss of use of a shoulder, elbow, hip, knee, ankle or wrist||$7,500||$15,000||$3,000|
|h) Permanent Total Loss of use of loss by amputation of:|
|i) One Thumb||$7,500||$15,000||$3,000|
|ii) One forefinger||$5,000||$10,000||$2,000|
|iii) Any other finger or one big toe||$2,500||$5,000||$5,000|
|iv) Any other toe||$1,000||$2,000||$400|
|Medical Expenses Reimbursement (subject to $50 deductible per claim)||$1,000||$2,000||$400|
|Inpatient Medical Expenses due to bodily injury|
|Daily Hospital Income (up to 5 days)||$50/day||$100/day||$NA|
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