Products / GigaWork / PA
For as low as $1.33 per month, Personal Accident will get you covered from:
- Loss of two limbs
- Loss of both hands or of all fingers and both thumbs
- Total loss of sight of both eyes
- Total paralysis
- Injuries resulting in being permanently bedridden
- Any other injury causing permanent total disablement
You will also be eligible to receive up to 100% compensation on capital sum insured depending on your permanent disability.
Frequently Asked Questions (FAQs)
Gigacover’s Personal Accident Insurance is underwritten by Etiqa Insurance Pte Ltd, a MAS licenced insurer in Singapore and covers 4 key personal accident benefits: Accidental Death, Permanent Disability, Daily Hospital Income and Medical Expenses in the event of an accident.
Please refer to Personal Accident Policy Wording for more information.
| Benefits Per Indiviual | Sum Insured | Sum Insured | Sum Insured |
|---|---|---|---|
| Accidental Death | $50,000 | $100,000 | $20,000 |
| Permanent Disablement due to Accident | $50,000 | $100,000 | $20,000 |
| a) Permanent Total Paralysis or complete insanity or injuries resulting in being permanently bedridedden | $50,000 | $100,000 | $20,000 |
| b) Permanent Total Loss of sight of both eyes or use of both hands or both feer or combination thereof | $50,000 | $100,000 | $20,000 |
| c) Permanent Total Loss of speech | $50,000 | $100,000 | $20,000 |
| d) Permanent Total Loss of hearing in both ears | $50,000 | $100,000 | $20,000 |
| e) Permanent Total Loss of sight of one eye or use of one limb | $25,000 | $50,000 | $10,000 |
| f) Permanent Total Loss of hearing in one ear | $10,000 | $20,000 | $10,000 |
| g) Permanent Total Loss of use of a shoulder, elbow, hip, knee, ankle or wrist | $7,500 | $15,000 | $3,000 |
| h) Permanent Total Loss of use of loss by amputation of: | |||
| i) One Thumb | $7,500 | $15,000 | $3,000 |
| ii) One forefinger | $5,000 | $10,000 | $2,000 |
| iii) Any other finger or one big toe | $2,500 | $5,000 | $5,000 |
| iv) Any other toe | $1,000 | $2,000 | $400 |
| Medical Expenses Reimbursement (subject to $50 deductible per claim) | $1,000 | $2,000 | $400 |
| Inpatient Medical Expenses due to bodily injury | |||
| Daily Hospital Income (up to 5 days) | $50/day | $100/day | $NA |
View all FAQs here.
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