Freelancer Earnings Protection

We launched Freelancer Earnings Protection (FLEP) in 2018. Since then, it has become Singapore's largest platform worker income protection product.

  • FLEP pays out $50-80 each day to eligible workers in the event of income loss due to injury or illness.

  • Income replacement payout can go as high as 14 outpatient days and 60 inpatient days each year.

  • Do note there is a 1-day excess for inpatient claims and a 5-day excess for outpatient claims.

Policy Wording for FLEP

Protecting the workers of

Arise Health logoThe Paak logo2020INC logoEphicient logo

Motor Excess Reduction

Private-hire drivers and fleet operators can reduce their Section 1 and Section 2 excess with our innovative motor excess reduction insurance.

  • Reduce your primary motor or rental agreement excess to $500.

  • Onboard and offboard vehicle coverage as and when needed.

  • Premiums start at $1/day.
    We cover cars, buses, vans and motorcycles.

Policy Wording for MER (designed for fleets)Policy Wording for CDW (designed for drivers)
We are the largest provider of motor excess reduction in SG, having protected 2,000+ vehicles launching in 2019.

Personal Accident

Your employees, gig workers and platform workers can get lump-sum payout and medical expense reimbursement in the event of accidents.

  • Up to $100,000 sum assured.

  • Annual, monthly and per-trip/job PA options are available.

  • From as low as $0.05 per trip/job.

Policy Wording for PA
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You get the same battle-tested software and services that power our affinity business.

Platform Operators

We offer Freelancer Earnings Protection to ride-hailing and food delivery companies to power their incentive programs.

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Fleet Operators

We offer Motor Excess Reduction to drivers and vehicle fleet operators to reduce risk and generate new revenue streams.

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Policy Wording for MER (designed for fleets)